Commercial Fleet Cash Loans | Short-Term Fleet Financing in Gauteng
Cash-flow delays can cripple transport, distribution, logistics, and contracting companies. When municipal or corporate debtors delay invoice payments, meeting payroll or fleet maintenance deadlines can become urgent. Commercial fleet loans from We Pawn Cars allow you to pledge 1, 2, or multiple paid-off commercial vehicles for immediate working capital within 24 hours.
Bridge Financing Without Impairing Bank Overdrafts
Conventional bank overdrafts and asset-based revolving credit lines take months to adjust, often requiring heavy corporate restructuring, restrictive covenants, and audited financial statements.
Our commercial asset-backed bridge facilities provide fast liquidity from R50,000 to R1,500,000+ secured against unencumbered company vehicles. Put idle, seasonal, or backup fleet units to work as financial collateral while your business preserves its core banking lines.
Commercial Fleet Assets We Finance
Delivery Vans & Panel Vans
Mercedes-Benz Sprinter, Ford Transit, VW Transporter, VW Crafter, and Renault Master panel vans.
Light Commercial Trucks (LCVs)
Hyundai H100 Bakkies, Kia K2700 / K2500 workhorses, and Toyota Dyna light utility transporters.
Passenger Minibuses & Shuttles
Toyota Quantum, HiAce Ses'fikile, Mercedes Vito, and corporate staff transportation shuttles.
Medium Commercial Trucks (3-8 Ton)
Isuzu NPR / NQR, Hino 300 / 500, and Mitsubishi Fuso Canter flatbeds, drop-sides, and closed cargo bodies.
Refrigerated Logistics Units
Insulated and refrigerated cold-chain distribution trucks and perishable delivery vans.
Contractor & Fleet Bakkies
Fleets of Hilux, Ranger, D-Max, or NP200 service bakkies pledged individually or in multi-vehicle packages.
Required Corporate Documentation
For commercial fleet loans registered in the name of a business entity, we require straightforward FICA documentation:
- CIPC Registration Certificate: Official CoR14.3 or CM29 company documents reflecting directors.
- Board / Director's Resolution: Signed resolution authorizing the company to enter into the asset loan agreement.
- Original NATIS RC1 Certificates: Must reflect the business name as Title Holder and Owner.
- Company Bank Statements: 3 months official business bank statements and director FICA ID copies.
Commercial Fleet Frequently Asked Questions
Can we pledge a combination of different vehicle types?
Yes. You can bundle a combination of bakkies, delivery vans, and trucks under a consolidated loan facility.
How fast are commercial funds paid out to our business account?
Following fleet appraisal and document verification, funds are released via electronic funds transfer (EFT) directly to the registered business bank account within 24 hours.
Where are the fleet vehicles stored during the loan term?
All commercial vehicles are kept securely in our 24/7 guarded, insured, and access-controlled indoor commercial storage depots in Gauteng.
Fast Working Capital for Your Commercial Fleet
Unlock immediate cash flow for your business without traditional bank restrictions.
Apply for Fleet Loan